Spark Small Business Credit Cards

Earn 2% cash returns with the Spark Cash cards. Or, choose another cash back card with great rates and benefits. Unlimited rewards from Spark cards could mean thousands of dollars a year going back into your business. Earn unlimited 2X miles rewards with Spark Miles. If Spark Miles Select is right for you, you’ll earn unlimited 1.5X miles on every purchase for your business with no annual charge.

We start to see the benefits of the 2% cash back. The amount that we reunite from that is real money. I take advantage of my rewards to fund employee outings and appreciation. The rest of the right time, they go back to my business. We use our rewards to grow our business, treat our team well and take risks we otherwise wouldn’t. The Spark Business cards are a no-brainer. Add worker cards at no additional cost and earn all the rewards, using their purchases.

Get a custom, itemized statement of your spending to help simplify planning, budgeting, and tax time. Quickly and securely download your purchase records into multiple formats including Quicken, Excel, and QuickBooksTM for easy accounting. You won’t pay a transaction charge when making purchases outside of the United States. See all Capital One Spark Business benefits. This one-time bonus may not be available if you navigate from or close this page away. The bonus might not be available for existing or previous Spark cardholders.

  • Fixture Repairs
  • Those exempt under the Tax Code, as amended, and other special laws
  • BSc (Honours) Computing & IT and Business
  • Confirm that patches have been installed, applied successfully and remain in place
  • Is Survey of Calculus the same/the exact carbon copy of Calculus for Business
  • Change in Working Capital – 0

Item 19 contains claims the franchisor selects to make about the sales or profits of its franchises that there’s a sensible factual basis. The Franchise Rule doesn’t require a franchisor to provide sales or cash flow information, but most do. 1. The franchisor might provide the actual information of an existing outlet you’re thinking about buying.

2. The franchisor may add to the given information in Item 19. For example, the franchisor might provide information about a possible performance at a specific location or under particular circumstances. For tips on how to evaluate this information, see Evaluating Potential Earnings. Item 20 provides charts showing development and owner turnover in the franchisor’s system.

If the graphs show more than a few franchised outlets in your area have closed, transferred to new owners, or transferred to the franchisor, it could be due to problems with the franchisor’s support or because franchises aren’t profitable. Look for the required disclosure of contact information for current franchisees and franchisees who’ve left the machine during the franchise’s last fiscal season.

Talking to these folks may be the most reliable way to confirm the franchisor’s claims. Visit or mobile phone as much of them as is possible to discuss their encounters. Some current franchisees might be hesitant to talk to you if they’re having troubles. If that’s the situation, try to contact others on the list. Some franchisors might offer you a distinct research list of franchisees to contact.

To ensure you get the full picture, you might contact a number of franchisees listed in the disclosure record and some on the different list. Speak to several franchisees who have been in business just over one year. It’s also smart to talk to several franchisees who have been in business for five years.

It’s worth tracking down previous franchisees (using contact information from Item 20), although some of these may have signed confidentiality contracts that prevent them from talking with you. Some franchisors may buy back failed outlets and list them as company-owned outlets. If you’re thinking about buying a preexisting outlet that the franchisor acquired from a prior franchisee, ask to see the financials showing the outlet’s actual operating results.

The franchisor must let you know who possessed and operated the outlet going back five years. If a franchise has already established several owners very quickly, perhaps the location isn’t profitable or the franchisor hasn’t supported that wall socket as guaranteed. Contact as many of the previous owners as possible to learn about their experience working in the shop that failed. Associations of the franchisor’s franchisees are an important source of information.